Financial reports are an important tool for investors, partners and businesses to grasp the financial situation, business performance as well as growth potential. However, not everyone knows how to look up a business's financial reports quickly and accurately. The biggest challenge is not only looking up but also extracting, synthesizing and comparing raw data from many different sources (especially from PDF files to Excel). Automation is the only solution to solve this problem of time costs and risk of errors.
The following article by Bizzi will guide you through effective research, from accessing official data sources such as the General Department of Taxation to supporting platforms, helping to save time and increase transparency in the financial analysis process.
What is a financial report and why should it be looked up?
Financial report (Financial Statements) is a system of accounting forms that comprehensively reflects the financial situation, production and business efficiency and cash flow of an enterprise in a certain accounting period. Reports usually include: balance sheet, business performance report, cash flow report and notes to the financial statements.
Job Look up the financial statements of the enterprise Not only is it a mandatory requirement in accounting and auditing work, but it is also a necessary step for stakeholders such as investors, banks, partners, tax authorities, etc. to evaluate. transparency, financial capacity and growth potential of the business.
From a practical perspective:
- For internal business: Looking up financial statements helps the management understand the current financial situation, control costs, measure profits and make appropriate business directions. This is also an important basis for building a medium- and long-term financial strategy.
- For external partners: Financial statements are a transparent source of data to assess risks when cooperating, investing or lending. Looking up and analyzing financial statements helps avoid wrong decisions due to lack of information or misunderstanding about the financial capacity of the other party.
> See more: Detailed instructions on how to make quick and standard financial reports in 2025
Required components of a complete set of financial statements
To effectively look up a company's financial statements, you first need to clearly understand what components a financial statement includes, when it must be prepared, and the deadline for submission according to regulations. This helps businesses not only comply with the law but also be proactive in controlling internal finances.
A complete set of financial statements (FS) usually includes 4 core components:
- Balance sheet: Represents total assets, liabilities and equity at a point in time. This is a core indicator to assess the financial health of a business.
- Business performance report: Shows revenue, expenses, profit/loss by period. Helps identify operational efficiency and growth trends.
- Cash flow statement: Record cash flow from business, investment and financial activities. It is an important basis for assessing solvency and budget control.
- Notes to financial statements: Explain in detail the accounting indicators, policies and important events affecting the financial statements. Ensure the transparency and logic of the numbers in the report.
In addition, the Tax Finalization Declaration (including Corporate Income Tax and Personal Income Tax related to financial results) is also an indispensable part of the enterprise's financial records.
Regulations on the period of preparation and deadline for submission of financial statements (Legal and risks of late submission)
Financial reporting period
Depending on the type and stage of operation, businesses need to prepare financial reports in the following periods:
- Annual financial report: Periodically set up according to the calendar year or fiscal year. Some special cases can set up shorter or longer periods (up to 15 months).
- Interim financial report: Prepared quarterly (except Quarter IV), applicable to listed enterprises and State-owned enterprises.
- Financial reporting on request: Some business models can be set up monthly, weekly or at other periodic intervals as required by the owner or investor.
- Special cases: When a business divides, separates, merges, changes its type or dissolves, it is required to prepare financial statements.
To perform How to look up a company's financial statements To be effective, you first need to clearly understand what components the financial report includes, when it must be prepared and the deadline for submission according to regulations. This helps businesses not only comply with the law but also be proactive in controlling internal finances.
Deadline for submitting financial statements?
Submitting financial statements on time not only ensures compliance with regulations but also helps businesses avoid the risk of administrative fines:
- State-owned enterprises: Submit within 30 days from the end of the fiscal year; parent company or corporation may submit later (up to 90 days).
- Private enterprise and partnership: Submit within 30 days after the annual accounting period.
- Limited liability companies, joint stock companies and other enterprises: 90 days from the end of the fiscal year.
- In case of division, separation, dissolution or merger: Submit within 45 days from the date of official decision.
Late payment penaltyBusinesses can be fined from 5,000,000 – 50,000,000 depending on the level of delay
Deadline for submitting financial reports
Submitting financial statements on time not only ensures compliance with regulations but also helps businesses avoid the risk of administrative fines:
- State-owned enterprise: Submit within 30 days from the end of the fiscal year; parent company or corporation may submit later (up to 90 days).
- Private enterprise and partnership: Submit within 30 days after the annual accounting period.
- Limited liability companies, joint stock companies and other enterprises: 90 days from the end of the fiscal year.
- In case of division, separation, dissolution, merger: Submit within 45 days from the date of official decision.
- Late payment penalty: Enterprises can be fined from 5,000,000 - 50,000,000 VND depending on the level of delay.
Instructions on how to get financial statements of an enterprise
The grasp How to look up a company's financial statements help business owners, investors and accountants assess the financial situation, growth potential and transparency of the business. Below are the most popular and accurate search channels today.
Look up the company's own submitted financial statements
Through Website of Vietnam General Department of Taxation (thuedientu.gdt.gov.vn), businesses can check submitted financial reports by following these steps:
- Step 1: Visit website thuedientu.gdt.gov.vn.
- Step 2: Select subsystem “Business”, log in with tax code and password.
- Step 3: Go to section “Search” → “Declaration”, select the time period or type of declaration you want to search for.
- Step 4: The system will display a list of declarations, including financial report, allows download.
Look up public financial reports of other businesses
- Website of State Securities Commission (SSC): Suitable for listed companies. Access congbothongtin.ssc.gov.vn and enter stock code to view audited, semi-annual or quarterly reports.
- HOSE & HNX Floor:
- HOSE: www.hsx.vn
- HNX: www.hnx.vn
- Search by company name or stock symbol to look up periodic financial reports.
- Official website of the company: Some transparent companies will publicly disclose their financial reports under “Shareholder Relations” or “Disclosure Information”. However, the level of updates will vary.
- Trade Finance Portal:
- Platforms like cafef.vn, vietstock.vn, stockbiz.vn, fiinpro.com, or data.kreston.vn provide comprehensive information with an intuitive interface, supporting quick lookup. Some platforms require account registration or payment.
- Specialized data sources: For specialized needs, international analysis tools such as Osiris (BvD), Thomson Reuters Eikon, D&B, RoyalStat, or databases of ministries/sectors and tax authorities.
Understanding How to look up a company's financial statements help you make more accurate investment and management decisions, while improving transparency and efficiency in operations.
Applying financial statement data: Analyzing 5 core indicators
After having looked up and had the financial statements in hand, the next step is to convert the dry numbers into valuable information. Below are 5 core indicators that every investor and financial manager should quickly analyze to assess the health of the business:
- Current Ratio: Compare Current Assets to Current Liabilities. This ratio indicates the company's ability to pay its short-term debts. A ratio above 1 is generally considered good, indicating that the company has enough assets to pay its short-term debts.
- Net Profit Margin: Profit after tax divided by Net revenue. This is a measure of business efficiency, showing how much profit each dollar of revenue brings to the business after deducting all expenses.
- Debt-to-Equity Ratio: Total liabilities divided by Owner's Equity. This ratio reflects the degree of dependence of the enterprise on debt compared to owner's equity. High ratio can imply financial risk.
- Inventory Turnover: Cost of goods sold divided by Average Inventory. This ratio measures the efficiency of inventory management, indicating how often inventory is sold and replaced during a period. A high turnover is generally a sign of efficient business operations.
- Net cash flow from operating activities (Net Cash Flow from Operating Activities): Reflects the actual amount of cash generated from core business activities. This is the most important indicator to evaluate the financial autonomy and solvency of the enterprise, independent of accounting profit.
Analyzing these metrics will provide insight into your business's financial strength, operating efficiency, and sustainable growth potential, helping you make smarter decisions.
Automate the process of capturing and processing comprehensive financial data with Bizzi
Financial statements (FS) are not only a summary of a company's financial activities but also a tool to help improve management and decision-making efficiency. When combined with modern financial technology solutions, the preparation and Look up the financial statements of the enterprise become easier, more accurate and transparent.
- Comprehensive financial health assessment: Financial statements provide an overview of business performance, profitability, cash flow and financial risk levels. This is the basis for businesses to build sustainable development strategies and effectively control costs.
- Solid basis for business decisions: Investors, banks and partners often rely on financial statements to assess a company's financial capacity before signing a cooperation agreement or disbursing capital. For managers, financial statements support strategic planning and timely adjustment of financial plans.
- Demonstrate transparency and legal compliance: Preparing and publishing financial statements in accordance with accounting standards and legal regulations demonstrates transparency and honesty in financial management, creating trust with shareholders and partners.
- Increase efficiency through digital technology: Software such as Bizzi – AI assistant for finance and accounting helps automate the entire accounting process, from invoice processing to debt tracking, providing optimal support in preparing and looking up financial statements. Bizzi is not just a regular accounting software but a SOURCE data automation tool, helping Accountants/CFOs control cash flow in real time (Real-time Flow) instead of just relying on past data from financial statements.
- Input invoice management: The system automatically identifies, compares, warns of invoice risks and integrates directly with ERP and accounting software. This ensures that input data for financial statements is accurate, complete and consistent.
- Track expenses and travel expenses: The solution helps set up budgets, control costs in real time, automatically approve and generate detailed reports by department - supporting transparent cost reflection in financial statements.
- Release and storage Electronic invoice B-invoice: Create invoices according to prescribed standards, synchronize output data with the accounting system, ensure the accuracy and validity of revenue items in the financial statements.
- Debt control active: Automatic debt reminder system, reconciliation and warning of due debts helps to effectively control receivables and payables, directly supporting the preparation of Balance sheet.
Conclude
Understanding How to look up a company's financial statements not only helps you make the right business decisions but also increases your initiative in risk control and partner capacity assessment. Apply formal research methods and take advantage of supporting technology to make this process easier, more transparent and more effective. If you are looking for a solution to automate your accounting and financial processes, Bizzi is a reliable partner to accompany your business.