{"id":999979048,"date":"2025-10-31T10:44:46","date_gmt":"2025-10-31T03:44:46","guid":{"rendered":"https:\/\/bizzi.vn\/?p=999979048"},"modified":"2026-06-09T13:40:44","modified_gmt":"2026-06-09T06:40:44","slug":"business-cash-flow-analysis","status":"publish","type":"post","link":"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/","title":{"rendered":"Business Cash Flow Analysis \u2013 Instructions on how to read reports and optimize cash flow efficiency"},"content":{"rendered":"<p>Analyzing a business&#039;s cash flow is an important step in financial management, helping businesses understand their actual cash generation capacity, balance capital sources and make reasonable investment decisions. Depending on the management or valuation goals, businesses can choose different cash flow analysis methods, from simple to in-depth.<\/p>\n<p><span style=\"font-weight: 400;\">The article below will outline the role of business cash flow analysis as well as the most common methods.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Index<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phan_tich_dong_tien_la_gi_Vai_tro_cua_dong_tien_trong_quan_tri_tai_chinh\" >What is cash flow analysis? The role of cash flow in financial management<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#1_Phan_tich_dong_tien_la_gi\" >1. What is cash flow analysis?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#2_Cac_loai_dong_tien_chinh\" >2. Main types of cash flows<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#3_Vai_tro_cua_phan_tich_dong_tien_doanh_nghiep_trong_quan_tri_tai_chinh\" >3. The role of business cash flow analysis in financial management<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#4_Ung_dung_cong_nghe_trong_phan_tich_dong_tien_doanh_nghiep\" >4. Applying technology in analyzing business cash flow<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Cau_truc_va_phan_loai_dong_tien_trong_doanh_nghiep\" >Structure and classification of cash flow in business<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Dong_tien_tu_hoat_dong_kinh_doanh_Operating_Cash_Flow_%E2%80%93_OCF\" >Operating Cash Flow (OCF)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Dong_tien_dau_tu_Investing_Cash_Flow_%E2%80%93_ICF\" >Investing Cash Flow (ICF)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Dong_tien_tai_chinh_Financing_Cash_Flow_%E2%80%93_FCF\" >Financing Cash Flow (FCF)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Free_Cash_Flow_FCF_%E2%80%93_Chi_so_do_suc_khoe_tai_chinh_dai_han\" >Free Cash Flow (FCF) \u2013 A measure of long-term financial health<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Ung_dung_cong_nghe_trong_quan_ly_dong_tien\" >Applying technology in cash flow management<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phuong_phap_phan_tich_dong_tien_doanh_nghiep_pho_bien\" >Popular methods of business cash flow analysis<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phuong_phap_truc_tiep_Direct_Method\" >Direct Method<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phuong_phap_gian_tiep_Indirect_Method\" >Indirect Method<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phuong_phap_chiet_khau_dong_tien_Discounted_Cash_Flow_%E2%80%93_DCF\" >Discounted Cash Flow (DCF)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phan_tich_xu_huong_dong_tien_Trend_Analysis\" >Trend Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#So_sanh_ke_hoach_va_thuc_te_Plan_vs_Actual_Analysis\" >Plan vs Actual Analysis<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#4_Chi_so_phan_tich_dong_tien_doanh_nghiep_quan_trong\" >4 Important Business Cash Flow Analysis Indicators<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#1_CCC_Cash_Conversion_Cycle\" >1. CCC (Cash Conversion Cycle)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#2_DSO_DPO_Days_Sales_Outstanding_Days_Payable_Outstanding\" >2. DSO \/ DPO (Days Sales Outstanding \/ Days Payable Outstanding)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#3_FCF_Ratio_Free_Cash_Flow_Ratio\" >3. FCF Ratio (Free Cash Flow Ratio)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#4_OCF-to-Debt_Ratio_Operating_Cash_Flow_to_Total_Debt\" >4. OCF-to-Debt Ratio (Operating Cash Flow to Total Debt)<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Ung_dung_phan_tich_dong_tien_doanh_nghiep_trong_quan_tri_tai_chinh\" >Application of business cash flow analysis in financial management<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Du_bao_dong_tien_ngan_%E2%80%93_dai_han\" >Short-term and long-term cash flow forecasting<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Quan_ly_thanh_khoan_va_han_muc_chi_tieu\" >Liquidity management and spending limits<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Ra_quyet_dinh_vay_no_%E2%80%93_dau_tu_%E2%80%93_chia_co_tuc\" >Decision making on borrowing \u2013 investing \u2013 dividend payment<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Danh_gia_kha_nang_thanh_toan_va_hieu_qua_hoat_dong\" >Assessment of solvency and performance<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Phan_tich_dong_tien_doanh_nghiep_bang_Excel_hay_EPM_%E2%80%93_lua_chon_nao_tot_hon\" >Business cash flow analysis using Excel or EPM \u2013 which is better?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Excel_%E2%80%93_Linh_hoat_nhung_gioi_han\" >Excel \u2013 Flexible but Limited<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#EPM_%E2%80%93_Tu_dong_hoa_va_du_bao_dong_tien_da_chieu\" >EPM \u2013 Multidimensional Cash Flow Automation and Forecasting<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Khi_nao_nen_chuyen_tu_Excel_sang_EPM\" >When to switch from Excel to EPM?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Cau_hoi_thuong_gap_khi_phan_tich_dong_tien_doanh_nghiep\" >Frequently asked questions when analyzing business cash flow<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#1_Cach_phan_tich_dong_tien_doanh_nghiep_nhu_the_nao\" >1. How to analyze business cash flow?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#2_Lam_sao_biet_doanh_nghiep_dang_thieu_hut_dong_tien\" >2. How do you know if your business is running out of cash?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/bizzi.vn\/en\/business-cash-flow-analysis\/#Ket_luan\" >Conclude<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Phan_tich_dong_tien_la_gi_Vai_tro_cua_dong_tien_trong_quan_tri_tai_chinh\"><\/span><b>What is cash flow analysis? The role of cash flow in financial management<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Cash flow analysis helps businesses ensure solvency, balance capital and optimize the efficiency of cash flow use in business operations.\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Phan_tich_dong_tien_la_gi\"><\/span><b>1. What is cash flow analysis?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b><a href=\"https:\/\/bizzi.vn\/dong-tien-la-gi\">Cash flow<\/a> (Cash Flow)<\/b><span style=\"font-weight: 400;\"> To be <\/span><b>all the actual cash flows into and out of a business<\/b><span style=\"font-weight: 400;\"> within a certain period of time. <\/span>Business cash flow analysis is the process of monitoring, classifying and evaluating these income and expenditure flows to determine the business&#039;s ability to generate cash, liquidity and capital efficiency.<\/p>\n<p>Unlike accounting profit, cash flow represents the reality of whether a business has money or is short of money to operate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Cac_loai_dong_tien_chinh\"><\/span><b>2. Main types of cash flows<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Businesses often analyze cash flow into 3 groups:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Operating Cash Flow:<\/b><span style=\"font-weight: 400;\"> reflects cash generated from core business operations.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Investing Cash Flow:<\/b><span style=\"font-weight: 400;\"> relating to the acquisition, investment, or divestment of assets.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Financing Cash Flow:<\/b><span style=\"font-weight: 400;\"> including borrowing - repaying debt, issuing shares or paying dividends.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Synthesizing and analyzing these three groups helps businesses <\/span><b>understand where money comes from and how it is being used.<\/b><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Vai_tro_cua_phan_tich_dong_tien_doanh_nghiep_trong_quan_tri_tai_chinh\"><\/span><b>3. The role of business cash flow analysis in financial management<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Analysis <strong data-start=\"10\" data-end=\"36\">business cash flow<\/strong> (cash flow analysis) is a <strong data-start=\"65\" data-end=\"110\">core content in financial management<\/strong>, because it reflects the ability <strong data-start=\"136\" data-end=\"175\">creating, maintaining, and using cash<\/strong> of business \u2013 vital to sustain operations, investment and growth.<\/p>\n<ul>\n<li><b>Ensuring solvency and continuous operations<\/b><\/li>\n<\/ul>\n<p>Cash flow analysis helps businesses proactively forecast cash deficits or surpluses, thereby planning appropriate payments, investments or loans.<\/p>\n<ul>\n<li><b>Control and optimize capital usage efficiency<\/b><\/li>\n<\/ul>\n<p>Businesses can clearly identify which cash flows bring real value, avoiding the situation of \u201cvirtual profits but lack of cash\u201d. This is especially important in industries with long revenue-expenditure cycles (manufacturing, construction, retail, etc.).<\/p>\n<ul>\n<li><b>Connecting cash flow to profits and business performance<\/b><\/li>\n<\/ul>\n<p>Cash flow analysis helps assess the quality of earnings, whether the business is generating real cash from core operations or relying solely on debt or investments.<\/p>\n<ul>\n<li><b>Support accurate financial decision making<\/b><\/li>\n<\/ul>\n<p>From cash flow reports, managers can make investment, expansion, or cost restructuring decisions based on actual data rather than gut feelings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Ung_dung_cong_nghe_trong_phan_tich_dong_tien_doanh_nghiep\"><\/span><b>4. Applying technology in analyzing business cash flow<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">With digital platforms like <\/span><b>Bizzi<\/b><span style=\"font-weight: 400;\">, businesses can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Automatically synthesize revenue and expenditure data from Expense, ARM, Invoice.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Track real-time cash flow.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Warning of short-term cash flow risk.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">More accurate cash flow forecasting and planning, especially when combined with EPM.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Cau_truc_va_phan_loai_dong_tien_trong_doanh_nghiep\"><\/span><b>Structure and classification of cash flow in business<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Cash Flow represents the total actual cash flow into and out of the business during the accounting period. Cash flow analysis helps businesses understand the source of capital, the purpose of capital use and the actual ability to generate cash, thereby maintaining liquidity and financial stability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dong_tien_tu_hoat_dong_kinh_doanh_Operating_Cash_Flow_%E2%80%93_OCF\"><\/span><strong>Operating Cash Flow (OCF)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Reflects the ability to generate cash from core activities such as sales, service provision, supplier payments and operating costs. This is the most important indicator showing whether a business is &quot;self-sustaining&quot; or not.<\/p>\n<p><span style=\"font-weight: 400;\">For example: collecting money from customers, paying employees, paying operating expenses, receiving\/paying from inventory.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dong_tien_dau_tu_Investing_Cash_Flow_%E2%80%93_ICF\"><\/span><strong>Investing Cash Flow (ICF)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Indicates the company&#039;s investment strategy to expand or contract. Includes transactions such as purchasing machinery, investing in shares, selling fixed assets, or investing in new projects. Negative cash flow in this category is often a signal that the company is investing for future growth.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Dong_tien_tai_chinh_Financing_Cash_Flow_%E2%80%93_FCF\"><\/span><strong>Financing Cash Flow (FCF)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Related to borrowing, issuing shares, paying dividends or repaying loans. Cash flow analysis helps assess the level of dependence of the business on external sources of capital.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Free_Cash_Flow_FCF_%E2%80%93_Chi_so_do_suc_khoe_tai_chinh_dai_han\"><\/span><strong>Free Cash Flow (FCF) \u2013 A measure of long-term financial health<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>FCF (Free Cash Flow)<\/b><span style=\"font-weight: 400;\"> = Operating Cash Flow (OCF) \u2013 Capital Expenditures (CAPEX)<\/span><span style=\"font-weight: 400;\"><br \/>\n<\/span>This ratio shows the amount of money left after the business has spent on maintenance and expansion activities.<\/p>\n<p>A positive FCF indicates a strong ability to generate cash, which can be used to repay debt, pay dividends, or reinvest. Conversely, a persistent negative FCF may indicate a risk of cash shortages or overinvestment.<\/p>\n<figure id=\"attachment_999979049\" aria-describedby=\"caption-attachment-999979049\" style=\"width: 1400px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-999979049 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-1.webp\" alt=\"business cash flow analysis\" width=\"1400\" height=\"800\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-1.webp 1400w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-1-300x171.webp 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-1-1024x585.webp 1024w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-1-768x439.webp 768w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-1-18x10.webp 18w\" sizes=\"(max-width: 1400px) 100vw, 1400px\" \/><figcaption id=\"caption-attachment-999979049\" class=\"wp-caption-text\">Business cash flow analysis is the process of monitoring, classifying and evaluating these income and expenditure flows to determine the business&#039;s ability to generate cash, liquidity and capital efficiency.<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"Ung_dung_cong_nghe_trong_quan_ly_dong_tien\"><\/span><b>Applying technology in cash flow management<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">With <\/span><b>Bizzi<\/b><span style=\"font-weight: 400;\">, businesses can <\/span><b>automatically record and classify cash flows<\/b><span style=\"font-weight: 400;\"> in real time through modules:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Expense:<\/b><span style=\"font-weight: 400;\"> Track expenses, reimbursements, and control over-budgets.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Invoice:<\/b><span style=\"font-weight: 400;\"> Manage input and output invoices, reconcile accounts receivable.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>ARM:<\/b><span style=\"font-weight: 400;\"> control revenue and expenditure, forecast cash flow by period.<\/span><\/li>\n<\/ul>\n<p>The system helps businesses grasp the actual cash flow situation, reduce manual errors and make more accurate financial decisions.<\/p>\n<p>Understanding and managing cash flow structure well helps businesses maintain liquidity, balance capital and grow sustainably. When digitized by platforms like Bizzi, the entire business cash flow will be more transparent, automatic and easier to control than ever.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Phuong_phap_phan_tich_dong_tien_doanh_nghiep_pho_bien\"><\/span><b>Popular methods of business cash flow analysis<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Business cash flow analysis can be done using direct, indirect or discounted cash flow (DCF) methods \u2013 helping businesses evaluate their ability to generate cash and their future financial value.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phuong_phap_truc_tiep_Direct_Method\"><\/span><strong>Direct Method<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This method tracks in detail the actual cash flow of receipts and payments, including cash receipts from customers, payments to suppliers, operating costs, salaries, taxes, etc. This method helps businesses observe real cash flow in real time, suitable for short-term cash flow control and monthly budget planning.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phuong_phap_gian_tiep_Indirect_Method\"><\/span><strong>Indirect Method<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Cash flow analysis starts from accounting profit and adjusts non-cash items (such as depreciation, difference in debt, inventory, etc.) to get actual cash flow. This method helps to link profit \u2013 cash flow, reflecting the quality of profit and the level of efficiency in asset management.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phuong_phap_chiet_khau_dong_tien_Discounted_Cash_Flow_%E2%80%93_DCF\"><\/span><strong>Discounted Cash Flow (DCF)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>DCF is used in business or investment project valuation, based on future cash flows discounted to the present at an expected rate of return. Helps assess intrinsic value and long-term profitability - often applied in investment decisions, M&amp;A, or capital mobilization.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Phan_tich_xu_huong_dong_tien_Trend_Analysis\"><\/span><strong>Trend Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Businesses compare cash flow over multiple periods (months, quarters, years) to identify increasing\/decreasing trends, seasonality, or irregularities. Useful for <a href=\"https:\/\/bizzi.vn\/dong-tien-la-gi\">cash flow planning<\/a> next year and forecast \u201cbest \u2013 base \u2013 worst case\u201d scenario.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"So_sanh_ke_hoach_va_thuc_te_Plan_vs_Actual_Analysis\"><\/span><strong>Plan vs Actual Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This method of analyzing the company&#039;s cash flow compares the actual cash flow with the planned or budgeted cash flow, helping to identify overspending, delayed revenue, or forecast deviations. This is an important tool in FP&amp;A (Financial Planning &amp; Analysis) - ensuring that the financial plan is based on reality.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Chi_so_phan_tich_dong_tien_doanh_nghiep_quan_trong\"><\/span><strong>4 Important Business Cash Flow Analysis Indicators<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Discover 4 important cash flow ratios that help evaluate a business&#039;s financial health: CCC, FCF Ratio, OCF-to-Debt, DSO\/DPO.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_CCC_Cash_Conversion_Cycle\"><\/span><strong>1. CCC (Cash Conversion Cycle)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The cash conversion cycle reflects how quickly a business turns inventory and receivables into cash.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Shorter CCC \u2192 faster cash flow \u2192 higher operating efficiency.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Long CCC \u2192 warns of slow-moving inventory or lax credit policies.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"2_DSO_DPO_Days_Sales_Outstanding_Days_Payable_Outstanding\"><\/span><strong>2. <a href=\"https:\/\/bizzi.vn\/dso-la-gi\/\">DSO<\/a> \/ DPO (Days Sales Outstanding \/ Days Payable Outstanding)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This pair of indexes shows <\/span><b>cash receipts and disbursements velocity<\/b><span style=\"font-weight: 400;\">, directly affecting the ability to maintain liquidity.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>DSO<\/b><span style=\"font-weight: 400;\">: Average number of days to collect payment from customers.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>DPO<\/b><span style=\"font-weight: 400;\">: Average number of days it takes for a business to pay its suppliers.<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_999979050\" aria-describedby=\"caption-attachment-999979050\" style=\"width: 1024px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-999979050 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-2.webp\" alt=\"business cash flow analysis\" width=\"1024\" height=\"535\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-2.webp 1024w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-2-300x157.webp 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-2-768x401.webp 768w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/phan-tich-dong-tien-doanh-nghiep-2-18x9.webp 18w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption id=\"caption-attachment-999979050\" class=\"wp-caption-text\">DSO calculation formula<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"3_FCF_Ratio_Free_Cash_Flow_Ratio\"><\/span><strong>3. FCF Ratio (Free Cash Flow Ratio)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Measures the ability to generate free cash flow after deducting investment costs.<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">FCF Ratio &gt; 1: the business has the ability to expand and pay dividends.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">FCF Ratio &lt; 1: warns of lack of funds for long-term investment or operations.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"4_OCF-to-Debt_Ratio_Operating_Cash_Flow_to_Total_Debt\"><\/span><strong>4. OCF-to-Debt Ratio (Operating Cash Flow to Total Debt)<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>This ratio shows the ability to repay debt from operating cash flow. The higher this ratio \u2192 the lower the financial risk.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ung_dung_phan_tich_dong_tien_doanh_nghiep_trong_quan_tri_tai_chinh\"><\/span><b>Application of business cash flow analysis in financial management<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Corporate cash flow analysis is a core part of corporate financial management, helping managers understand clearly <\/span><b>Where is the money coming from and how is it being used?<\/b><span style=\"font-weight: 400;\">. By monitoring and analyzing cash flow, businesses can maintain financial stability and make more accurate investment and financing decisions.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Du_bao_dong_tien_ngan_%E2%80%93_dai_han\"><\/span><strong>Short-term and long-term cash flow forecasting<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Help businesses predict future cash inflows and outflows, thereby:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Plan your payments, investments, and cash reserves.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Avoid unexpected cash flow shortages or suboptimal surpluses.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Quan_ly_thanh_khoan_va_han_muc_chi_tieu\"><\/span><strong>Liquidity management and spending limits<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Cash flow analysis helps control the ability to meet financial obligations, from payroll, operating costs to debt obligations. Businesses can set spending limits in real time, ensuring efficient use of capital.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Ra_quyet_dinh_vay_no_%E2%80%93_dau_tu_%E2%80%93_chia_co_tuc\"><\/span><strong>Decision making on borrowing \u2013 investing \u2013 dividend payment<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A steady positive cash flow allows for investment expansion or dividend payments to shareholders. Conversely, a persistent negative cash flow signals the need for financial restructuring or cost cutting.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Danh_gia_kha_nang_thanh_toan_va_hieu_qua_hoat_dong\"><\/span><strong>Assessment of solvency and performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Cash flow indicators such as <\/span><b>OCF, FCF, CCC, DSO\/DPO<\/b><span style=\"font-weight: 400;\"> helps assess real financial health, beyond accounting profit figures.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Phan_tich_dong_tien_doanh_nghiep_bang_Excel_hay_EPM_%E2%80%93_lua_chon_nao_tot_hon\"><\/span><b>Business cash flow analysis using Excel or EPM \u2013 which is better?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">In many businesses, Excel is still a familiar tool for planning and analyzing cash flow. However, as operations expand and data becomes more complex, <\/span><b>EPM (Enterprise Performance Management) solution<\/b><span style=\"font-weight: 400;\"> become the optimal choice to help upgrade financial management capacity.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Excel_%E2%80%93_Linh_hoat_nhung_gioi_han\"><\/span><strong>Excel \u2013 Flexible but Limited<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><b>Advantage:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Familiar interface, easy to operate.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Suitable for small businesses, simple data scale.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Low cost, fast deployment.<\/span><\/li>\n<\/ul>\n<p><b>Limit:<\/b><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Error-prone when entering data or merging multiple files.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lack of simulation and scenario forecasting capabilities.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Does not guarantee data consistency and security.<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"EPM_%E2%80%93_Tu_dong_hoa_va_du_bao_dong_tien_da_chieu\"><\/span><strong>EPM \u2013 Multidimensional Cash Flow Automation and Forecasting<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Solution <\/span><b>EPM<\/b><span style=\"font-weight: 400;\">\u00a0Helps automate the entire cash flow analysis and forecasting process:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Connect real-time data from accounting systems, ERP, expenses, and debts.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Analyze and simulate Cash Flow Forecast under multiple scenarios (Plan vs Actual, What-if).<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Instant and intuitive cash flow forecasting with administrative dashboard.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">Accelerate ROI by reducing reporting time from weeks to hours.<span style=\"font-weight: 400;\"><br \/>\n<\/span><\/li>\n<\/ul>\n<h3><span class=\"ez-toc-section\" id=\"Khi_nao_nen_chuyen_tu_Excel_sang_EPM\"><\/span><strong>When to switch from Excel to EPM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\">When a business has many branches \/ accounting units.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">When multidimensional financial data consolidation and accurate forecasting are needed.<\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\">When the FP&amp;A team needs to simulate financial scenarios quickly.<\/li>\n<\/ul>\n<figure id=\"attachment_999979037\" aria-describedby=\"caption-attachment-999979037\" style=\"width: 750px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-999979037 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/epm-minh-bach-du-lieu-3.jpg\" alt=\"business cash flow analysis\" width=\"750\" height=\"515\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/epm-minh-bach-du-lieu-3.jpg 750w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/epm-minh-bach-du-lieu-3-300x206.jpg 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2025\/10\/epm-minh-bach-du-lieu-3-18x12.jpg 18w\" sizes=\"(max-width: 750px) 100vw, 750px\" \/><figcaption id=\"caption-attachment-999979037\" class=\"wp-caption-text\">EPM (Enterprise Performance Management) solution becomes the optimal choice to help upgrade financial management capacity.<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap_khi_phan_tich_dong_tien_doanh_nghiep\"><\/span><b>Frequently asked questions when analyzing business cash flow<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Below are answers to common questions about how to read cash flow reports, analysis tools and EPM software applications in corporate financial management.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Cach_phan_tich_dong_tien_doanh_nghiep_nhu_the_nao\"><\/span><strong>1. How to analyze business cash flow?<\/strong><span style=\"font-weight: 400;\"><br \/>\n<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Businesses need to monitor <\/span><b>cash inflow and outflow<\/b><span style=\"font-weight: 400;\">, classified by <\/span><b>business, investment and financial activities<\/b><span style=\"font-weight: 400;\">, then compare <\/span><b>Plan vs Actual<\/b><span style=\"font-weight: 400;\"> (plan and reality).\u00a0\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Lam_sao_biet_doanh_nghiep_dang_thieu_hut_dong_tien\"><\/span><strong>2. How do you know if your business is running out of cash?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Common symptoms:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Persistent negative operating cash flow.<\/b><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>CCC (Cash Conversion Cycle)<\/b><span style=\"font-weight: 400;\"> increase<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>DSO (Days Sales Outstanding)<\/b><span style=\"font-weight: 400;\"> increase \u2013 collect money slower.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Track these metrics on <\/span><b>Bizzi<\/b><span style=\"font-weight: 400;\"> help businesses detect risks early and proactively balance capital.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan\"><\/span><b>Conclude<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Analyzing a business&#039;s cash flow is not only a financial health check, but also a foundation for businesses to make timely decisions, control costs and maintain stable liquidity. A transparent, automated and real-time cash flow management system is the key to optimizing capital resources and increasing operational efficiency.<\/p>\n<p><b>With Bizzi<\/b><span style=\"font-weight: 400;\">, businesses can:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automatically collect and reconcile revenue and expenditure data.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Real-time cash flow monitoring and alerts.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Easily create and compare financial plans and cash flows right on the familiar Excel interface.<\/span><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Analyzing a business&#039;s cash flow is an important step in financial management, helping businesses understand their actual cash generation ability\u2026<\/p>","protected":false},"author":56,"featured_media":999979051,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[76,86],"tags":[],"class_list":["post-999979048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-goc-nhin-cfo","category-giam-sat"],"acf":[],"_links":{"self":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts\/999979048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/users\/56"}],"replies":[{"embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/comments?post=999979048"}],"version-history":[{"count":3,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts\/999979048\/revisions"}],"predecessor-version":[{"id":999980428,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts\/999979048\/revisions\/999980428"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/media\/999979051"}],"wp:attachment":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/media?parent=999979048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/categories?post=999979048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/tags?post=999979048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}