{"id":999980285,"date":"2026-03-16T11:35:54","date_gmt":"2026-03-16T04:35:54","guid":{"rendered":"https:\/\/bizzi.vn\/?p=999980285"},"modified":"2026-06-03T23:31:17","modified_gmt":"2026-06-03T16:31:17","slug":"what-are-non-cash-payment-documents","status":"publish","type":"post","link":"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/","title":{"rendered":"Regulations on Non-Cash Payment Documents (2026): Million VND Limit &amp; Solutions for Tax Risk Control"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">From July 1st, 2025, regulations on cashless payments will change, with the mandatory transfer limit reduced to VND 5 million. This has led many CFOs to question: what are cashless payment documents and how can we build a cashless payment process that is both tax-compliant and optimizes cash flow?\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This article by Bizzi will provide a comprehensive analysis of the new legal framework and strategies for automating the Payment Audit process, helping CFOs both comply with regulations and optimize cash flow.<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Index<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewbox=\"0 0 24 24\" version=\"1.2\" baseprofile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Chung_tu_thanh_toan_khong_dung_tien_mat_la_gi_theo_quy_dinh_moi\" >What are non-cash payment documents according to the new regulations?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Tai_sao_han_muc_thanh_toan_qua_ngan_hang_giam_xuong_5_trieu_dong\" >Why has the bank payment limit been reduced to 5 million VND?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#11_Hinh_thuc_thanh_toan_khong_dung_tien_mat_hop_le_Cap_nhat_2026\" >11 Valid Non-Cash Payment Methods (Updated 2026)<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#1_Uy_nhiem_chi_UNC\" >1. Payment Order (UNC)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#2_Sec_bao_gom_sec_bao_chi\" >2. Checks (including certified checks)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#3_Thanh_toan_bang_the_ngan_hang_doanh_nghiep\" >3. Payment by corporate bank card<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Muc_tieu_cua_giai_phap\" >The goal of the solution<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Tinh_nang_noi_bat\" >Outstanding features<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Loi_ich_cho_doanh_nghiep\" >Benefits for business<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Uu_dai_va_dac_quyen\" >Special offers and privileges<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#4_Vi_dien_tu_doanh_nghiep\" >4. Business e-wallets<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#5_Thu_tin_dung_Letter_of_Credit_%E2%80%93_LC\" >5. Letter of Credit (L\/C)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#6_Bu_tru_cong_no_ClearingOffset\" >6. Clearing\/Offset of Accounts Receivable\/Payable<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#7_Doi_hang_lay_hang_Barter\" >7. Barter<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#8_Can_tru_no_vay\" >8. Offsetting loan debt<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#9_Uy_thac_thanh_toan_qua_ben_thu_ba\" >9. Payment processing via a third party.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#10_Thanh_toan_qua_ngan_hang_cua_ben_thu_ba_theo_chi_dinh_trong_hop_dong\" >10. Payment will be made through a third-party bank as specified in the contract.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#11_Cac_cong_cu_thanh_toan_phi_tien_te_duoc_Ngan_hang_Nha_nuoc_chap_thuan\" >11. Non-cash payment instruments approved by the State Bank of Vietnam.<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Thach_thuc_van_hanh_khi_khoi_luong_chung_tu_tang_300\" >Operational challenges when document volume increases 300%<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Rui_ro_chia_nho_hoa_don_Splitting_Invoices_va_che_tai_xu_phat\" >Risks of Splitting Invoices and Penalties<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Quy_trinh_doi_chieu_3_chieu_3-Way_Matching_tu_dong_hoa\" >Automated 3-Way Matching Process<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Huong_dan_xu_ly_ho_so_chung_tu_cho_cac_truong_hop_dac_biet\" >Instructions for processing documents in special cases.<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Cau_hoi_thuong_gap_lien_quan_den_quy_dinh_chung_tu_thanh_toan_FAQ\" >Frequently Asked Questions (FAQ) regarding payment document regulations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/bizzi.vn\/en\/what-are-non-cash-payment-documents\/#Ket_luan_Chuyen_doi_so_la_chia_khoa_tuan_thu_Nghi_dinh_181\" >Conclusion: Digital transformation is key to complying with Decree 181.<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Chung_tu_thanh_toan_khong_dung_tien_mat_la_gi_theo_quy_dinh_moi\"><\/span><b>What are non-cash payment documents according to the new regulations?<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Understanding what constitutes a non-cash payment document is a prerequisite for avoiding the disallowance of expenses during tax settlement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Non-cash payment documents are electronic documents or data proving that a payment transaction was made through a bank or payment intermediary instead of using cash, and are a mandatory condition for deducting input VAT for invoices of 5 million VND or more. <\/span><a href=\"https:\/\/bizzi.vn\/tai-lieu\/nghi-dinh-181-2025-nd-cp\/\"><span style=\"font-weight: 400;\">Decree 181\/2025\/ND-CP<\/span><\/a><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Previously, according to Decree 123 and its guiding documents, the threshold for bank payments eligible for VAT deduction was 20 million VND. With Decree 181\/2025\/ND-CP, this threshold is expected to decrease to 5 million VND, significantly expanding the scope of mandatory non-cash payment documentation.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From a CFO&#039;s perspective, this isn&#039;t just about VAT or corporate income tax requirements. It&#039;s the foundation of the Audit Trail \u2013 a complete audit trail from electronic invoices \u2192 payment documents \u2192 bank statements. Each transaction leaves a &quot;Digital Footprint&quot; that can be cross-referenced by the tax authorities through bank data.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The key point to emphasize is that a valid document is not just a payment order form, but a collection of digital data including account information, transaction time, transfer details, and a matching with the invoice.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The &quot;validity&quot; and &quot;storage&quot; of digital documents have become core issues. In the digital age, storing fragmented files on email or personal computers no longer meets internal control standards. Documents need to be logically linked to electronic invoices and accounting records.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When a business has thousands of invoices exceeding 5 million VND per month, manual verification becomes nearly impossible. In this case, solutions like Bizzi Bot can automatically read the invoice XML data, identify the payment method, and immediately alert if an invoice exceeds the threshold but shows &quot;Cash&quot;.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Understanding the definition correctly is just the first step. The bigger question is: why did the government tighten the quota to such a low level?<\/span><\/p>\n<p><em><strong>See more content about <a href=\"https:\/\/bizzi.vn\/thanh-toan-khong-tiep-xuc\/\">Contactless payment<\/a><\/strong><\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Tai_sao_han_muc_thanh_toan_qua_ngan_hang_giam_xuong_5_trieu_dong\"><\/span><strong>Why has the bank payment limit been reduced to 5 million VND?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">This change is not purely technical but reflects a trend toward data-driven tax administration.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Reducing the threshold to 5 million VND aims to promote cashless payments across the economy and enhance tax monitoring through banking data, thereby curbing tax evasion through small but frequent transactions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The trend toward increased cash flow transparency and tax control using Big Data has made bank statements a crucial data source. The risk formula can be viewed simply:<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Total Risk Exposure = Trading Volume (5\u201320 million) \u00d7 Manual Error Rate.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">When the number of transactions increases sharply, if cash reconciliation is still done manually, compliance risk will increase exponentially. Tax authorities can absolutely use AI to scan bank data and compare it with electronic invoices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Businesses that fail to establish a proper cashless payment process face the risk of having expenses disallowed en masse.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To comply, businesses need to clearly understand the valid payment methods under the new regulations.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"11_Hinh_thuc_thanh_toan_khong_dung_tien_mat_hop_le_Cap_nhat_2026\"><\/span><b>11 Valid Non-Cash Payment Methods (Updated 2026)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">To comply with regulations on cashless payments, CFOs need to thoroughly understand each valid payment method and the accompanying documentation requirements. A deep understanding of the nature of each method helps in designing the correct cashless payment process, reducing the risk of expense disallowances.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Uy_nhiem_chi_UNC\"><\/span><strong>1. Payment Order (UNC)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Payment authorization is the most common form of payment. <\/span><b>non-cash payment methods<\/b><span style=\"font-weight: 400;\">The company creates a money transfer order from its company account to the supplier&#039;s account at the bank.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To be considered <\/span><b>non-cash payment voucher<\/b><span style=\"font-weight: 400;\">The UNC (Unclear Documentation Center) must clearly show the sender&#039;s information, the recipient&#039;s information, the amount, and the payment details, matching the invoice.<\/span><\/p>\n<figure id=\"attachment_999980286\" aria-describedby=\"caption-attachment-999980286\" style=\"width: 530px\" class=\"wp-caption aligncenter\"><img fetchpriority=\"high\" decoding=\"async\" class=\"wp-image-999980286 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi.png\" alt=\"What is a cashless payment method?\" width=\"530\" height=\"370\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi.png 530w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-300x209.png 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-18x12.png 18w\" sizes=\"(max-width: 530px) 100vw, 530px\" \/><figcaption id=\"caption-attachment-999980286\" class=\"wp-caption-text\">Payment orders are the most common form of cashless payment.<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"2_Sec_bao_gom_sec_bao_chi\"><\/span><strong>2. Checks (including certified checks)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A check is a payment instrument issued or confirmed by a bank, allowing the beneficiary to receive money from the payer&#039;s account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Certified checks offer a higher level of security because the bank guarantees payment. Businesses need to retain the original or certified copy along with their bank statement to ensure its validity. <\/span><b>Regulations on cashless payments<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<figure id=\"attachment_999980287\" aria-describedby=\"caption-attachment-999980287\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-999980287 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-2.jpg\" alt=\"What is a cashless payment method?\" width=\"800\" height=\"436\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-2.jpg 800w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-2-300x164.jpg 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-2-768x419.jpg 768w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-2-18x10.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-999980287\" class=\"wp-caption-text\">A check is a payment instrument issued or confirmed by a bank, allowing the beneficiary to receive money from the payer&#039;s account.<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"3_Thanh_toan_bang_the_ngan_hang_doanh_nghiep\"><\/span><strong>3. Payment by corporate bank card<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This includes debit and credit cards issued in the company&#039;s name. This is a suitable method for business expenses, online purchases, or international service payments.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Credit card statements and VAT invoices are the minimum documents required to prove the nature of a non-cash payment in this case.<\/span><\/p>\n<p><a href=\"https:\/\/bizzi.vn\/chung-tu-thanh-toan-khong-dung-tien-mat\/\"><span style=\"font-weight: 400;\">Bizzi Card<\/span><\/a><span style=\"font-weight: 400;\"> This is a corporate credit card developed by Bizzi in collaboration with banking partners, directly integrated with the Bizzi Expense expense management platform, helping businesses both pay for expenses and control their budgets on a single system.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Muc_tieu_cua_giai_phap\"><\/span><span style=\"font-weight: 400;\">The goal of the solution<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Bizzi Card is designed to solve a common problem faced by CFOs and accounting departments:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">It is difficult to control business spending by department or project.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">The advance payment and reimbursement process is complex.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Lack of real-time spending data.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">By integrating business cards with its expense management platform, Bizzi helps businesses optimize cash flow and increase transparency in spending.<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"Tinh_nang_noi_bat\"><\/span><span style=\"font-weight: 400;\">Outstanding features<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Pay business expenses with a credit card for operations, services, advertising, SaaS, etc.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Integrates directly with the Bizzi Expense expense management system to track and control spending.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Managing budgets by department, project, or personnel helps CFOs maintain tighter control over costs.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Automating expense data makes it easier for accountants to reconcile and manage cash flow.<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"Loi_ich_cho_doanh_nghiep\"><\/span><span style=\"font-weight: 400;\">Benefits for business<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Increase working capital through credit card payments.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Increase transparency in business spending, reduce losses and off-book expenses.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Save time on cost management and reconciliation thanks to automatically recorded data.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Optimizing cash flow and budget management for businesses.<\/span><\/li>\n<\/ul>\n<h4><span class=\"ez-toc-section\" id=\"Uu_dai_va_dac_quyen\"><\/span><span style=\"font-weight: 400;\">Special offers and privileges<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<p><span style=\"font-weight: 400;\">Businesses using the Bizzi Card can receive benefits such as:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">A Bizzi Expense expense management account is included with the card.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Get a discount when using other solutions on the Bizzi platform such as electronic invoicing or debt management.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Earn reward points for eligible spending transactions.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">In summary, Bizzi Card is a solution combining a business credit card and a cost management platform, helping businesses make flexible payments, control budgets in real time, and automate expense management processes.<\/span><\/p>\n<figure id=\"attachment_999980288\" aria-describedby=\"caption-attachment-999980288\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><img decoding=\"async\" class=\"wp-image-999980288\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4.png\" alt=\"What is a cashless payment method?\" width=\"1200\" height=\"667\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4.png 2160w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4-300x167.png 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4-1024x569.png 1024w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4-768x427.png 768w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4-1536x854.png 1536w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4-2048x1139.png 2048w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-4-18x10.png 18w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption id=\"caption-attachment-999980288\" class=\"wp-caption-text\">The Bizzi \u2013 Shinhan Business Credit Card is a superior solution combining a business credit card issued by Shinhan Bank with the integrated Bizzi Expense smart expense management platform.<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"4_Vi_dien_tu_doanh_nghiep\"><\/span><strong>4. Business e-wallets<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">E-wallets registered under a business entity are accepted if the transaction history and identifying information are traceable.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The CFO needs to ensure the wallet is linked to the company bank account and that all electronic transaction reports are properly stored for compliance. <\/span><b>Regulations on cashless payments<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<figure id=\"attachment_999980289\" aria-describedby=\"caption-attachment-999980289\" style=\"width: 650px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-999980289 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-5.png\" alt=\"What is a cashless payment method?\" width=\"650\" height=\"413\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-5.png 650w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-5-300x191.png 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-5-18x12.png 18w\" sizes=\"(max-width: 650px) 100vw, 650px\" \/><figcaption id=\"caption-attachment-999980289\" class=\"wp-caption-text\">E-wallets registered under a business entity are accepted if the transaction history and identifying information are traceable.<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"5_Thu_tin_dung_Letter_of_Credit_%E2%80%93_LC\"><\/span><strong>5. Letter of Credit (L\/C)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Letters of Credit (L\/C) are commonly used in import and export transactions. The bank commits to paying the seller when all necessary documentation is provided.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">This is a highly controlled method that reduces international payment risks and meets standards. <\/span><b>non-cash payment voucher<\/b><span style=\"font-weight: 400;\"> in large commercial transactions.<\/span><\/p>\n<figure id=\"attachment_999980290\" aria-describedby=\"caption-attachment-999980290\" style=\"width: 800px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-999980290 size-full\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-6.jpg\" alt=\"What is cashless payment method 6\" width=\"800\" height=\"480\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-6.jpg 800w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-6-300x180.jpg 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-6-768x461.jpg 768w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/chung-tu-thanh-toan-khong-dung-tien-mat-la-gi-6-18x12.jpg 18w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><figcaption id=\"caption-attachment-999980290\" class=\"wp-caption-text\">Letters of credit (L\/C) are commonly used in import and export transactions.<\/figcaption><\/figure>\n<h3><span class=\"ez-toc-section\" id=\"6_Bu_tru_cong_no_ClearingOffset\"><\/span><strong>6. Clearing\/Offset of Accounts Receivable\/Payable<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">The two parties have a buyer-seller relationship and can offset their payment obligations instead of actually transferring money.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">To be valid, a contract, a debt reconciliation statement, and an offsetting statement are required. If the documentation is incomplete, the tax authorities may not recognize it. <\/span><b>non-cash payment voucher<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Doi_hang_lay_hang_Barter\"><\/span><strong>7. Barter<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">A transaction involving the exchange of goods or services of equivalent value that does not generate cash flow.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Businesses must issue complete invoices for both directions of transactions and have a contract specifying the payment method. This is still considered one of the requirements. <\/span><b>non-cash payment methods<\/b><span style=\"font-weight: 400;\"> If the documentation is complete.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Can_tru_no_vay\"><\/span><strong>8. Offsetting loan debt<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In cases where a business has both a loan and payment obligations to the same partner, the two parties can offset the debts.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The required documents include the loan agreement, reconciliation statement, and offsetting statement. Without these documents, the transaction may not be processed. <\/span><b>Regulations on cashless payments<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Uy_thac_thanh_toan_qua_ben_thu_ba\"><\/span><strong>9. Payment processing via a third party.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Businesses can authorize a third party to make payments on their behalf under a trust agreement.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, a clear authorization contract and documentation of money transfer from the authorized party&#039;s account to the beneficiary&#039;s account are required. This is a point that tax authorities often scrutinize closely during audits. <\/span><b>Cashless payment process<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"10_Thanh_toan_qua_ngan_hang_cua_ben_thu_ba_theo_chi_dinh_trong_hop_dong\"><\/span><strong>10. Payment will be made through a third-party bank as specified in the contract.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">In some international or corporate transactions, contracts may stipulate payment into a third-party account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The condition is that the contract must clearly state the terms and be supported by bank documents proving the transparent flow of funds. The CFO needs to exercise tight control to avoid risks related to transfer pricing or related-party transactions.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"11_Cac_cong_cu_thanh_toan_phi_tien_te_duoc_Ngan_hang_Nha_nuoc_chap_thuan\"><\/span><strong>11. Non-cash payment instruments approved by the State Bank of Vietnam.<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">This includes new payment methods as regulated by the State Bank of Vietnam in each phase, such as licensed digital payment platforms or intermediary solutions.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Businesses need to regularly monitor legal updates to ensure these tools meet standards. <\/span><b>non-cash payment voucher<\/b><span style=\"font-weight: 400;\"> according to current regulations.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">It is important to note that depositing cash directly into the seller&#039;s account is NOT considered a non-cash payment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">From an operational perspective, the emergence of corporate e-wallets and virtual cards is expanding the scope of digital payments. For businesses with employees who travel frequently, integrating corporate card management through a platform like Bizzi Expense helps ensure that all transactions have electronic documentation linked to corresponding invoices.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, with the surge in transactions due to the 5 million VND limit, operational pressure will be the biggest challenge.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Thach_thuc_van_hanh_khi_khoi_luong_chung_tu_tang_300\"><\/span><b>Operational challenges when document volume increases 300%<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When limits are reduced, the volume of transactions requiring bank reconciliation increases sharply.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The new regulations could increase the number of transactions requiring reconciliation by 300\u2013400%, raising processing costs and extending closing times if businesses continue to perform the process manually.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Cost of Processing = (Number of invoices &gt; 5 million) \u00d7 Reconciliation time \u00d7 Accountant&#039;s salary\/minute.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">On average, an accountant spends 5\u201310 minutes manually matching a transaction. With thousands of transactions, businesses may need to add 2\u20133 FTEs just to process reconciliations. The solution is to automatically download bank statements via API, connecting to an accounts receivable management system like Bizzi ARM to track cash flow in real time, instead of waiting until the end of the month.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Besides volume pressure, another risk is the practice of splitting invoices into smaller amounts.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Rui_ro_chia_nho_hoa_don_Splitting_Invoices_va_che_tai_xu_phat\"><\/span><b>Risks of Splitting Invoices and Penalties<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Splitting invoices into smaller amounts under 5 million VND to avoid bank payments is a high-risk practice that can result in expense disallowance, tax assessment, and administrative penalties if tax authorities discover that the total value of purchases from a single supplier on a given day exceeds the limit.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The tax authorities can total sales by tax identification number (TIN) for the day. If a CFO only reviews each invoice individually, they won&#039;t see the overall picture.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The system features Vendor Consolidation, which automatically accumulates invoice values throughout the day and alerts you when a threshold is exceeded, removing the &quot;Blind Spot&quot;. Bizzi Bot can detect duplicate supplier invoices and send alerts before payment.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The ultimate solution lies in standardizing the 3-Way Matching process.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Quy_trinh_doi_chieu_3_chieu_3-Way_Matching_tu_dong_hoa\"><\/span><strong>Procedure <a href=\"https:\/\/bizzi.vn\/3-way-matching-la-gi\/\">3-Way Matching<\/a> automation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">When it comes to <\/span><b>cashless payment process<\/b><span style=\"font-weight: 400;\">The CFO standard is pre-expenditure control. An automated three-way reconciliation process uses RPA technology to match data between Purchase Order (PO), Invoice, and Payment, ensuring that expenditures are valid before money leaves the account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The standard procedure includes: comparing the Purchase Order (PO) with the Invoice for price and quantity; comparing the Invoice with the Gross Receipt (GRN); and finally, comparing the Payment with the Invoice for the amount and beneficiary account.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The major difference lies in pre-payment control. Systems like Bizzi allow for automatic invoice extraction, matching with purchase orders (POs) on the ERP system, and only creating payment orders when the data is accurate. CFOs can approve multiple orders with a single click, while simultaneously optimizing DPOs and controlling cash flow.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">However, in reality, there are always exceptions that require proper handling of the documentation.<\/span><\/p>\n<figure id=\"attachment_999980267\" aria-describedby=\"caption-attachment-999980267\" style=\"width: 1200px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-999980267\" src=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap-.png\" alt=\"What is cashless payment method 6\" width=\"1200\" height=\"723\" title=\"\" srcset=\"https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap-.png 2048w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap--300x181.png 300w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap--1024x617.png 1024w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap--768x463.png 768w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap--1536x926.png 1536w, https:\/\/bizzi.vn\/wp-content\/uploads\/2026\/03\/quy-trinh-quan-ly-nha-cung-cap--18x12.png 18w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/><figcaption id=\"caption-attachment-999980267\" class=\"wp-caption-text\">Bizzi Bot can handle all matching cases on the system: 1PO \u2013 1INV \u2013 1GR; 1PO \u2013 nINV \u2013 nGR; nPO \u2013 1INV \u2013 nGR; nPO \u2013 nINV \u2013 nGR<\/figcaption><\/figure>\n<h2><span class=\"ez-toc-section\" id=\"Huong_dan_xu_ly_ho_so_chung_tu_cho_cac_truong_hop_dac_biet\"><\/span><b>Instructions for processing documents in special cases.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Certain specialized transactions, such as debt offsetting or deferred payment purchases, require complete documentation to meet the requirements. <\/span><b>Regulations on cashless payments<\/b><span style=\"font-weight: 400;\">.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For example, with debt offsetting, a business contract, a debt reconciliation statement, and a debt clearing minutes are required. For purchases made on credit exceeding 5 million VND, the contract must clearly state the payment deadline to avoid tax disallowance before payment is made.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Storing these contracts and documents in a fragmented manner increases the risk during settlement. Digital storage systems like Bizzi Docs allow contracts, invoices, and payment documents to be linked in a unified file, enabling retrieval in seconds.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Cau_hoi_thuong_gap_lien_quan_den_quy_dinh_chung_tu_thanh_toan_FAQ\"><\/span><b>Frequently Asked Questions (FAQ) regarding payment document regulations<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><b>If I make multiple purchases under 5 million VND in a single day, do I need to transfer the money?<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Yes, if the total value for the day with the same supplier exceeds 5 million VND.<\/span><\/p>\n<p><b>Is it valid to deposit cash into the seller&#039;s account?<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">No. You must transfer the payment from a company account to a company account or use another cashless payment method.<\/span><\/p>\n<p><b>Is it permissible to pay using the Director&#039;s personal credit card and then have the company reimburse the difference?<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">Yes, but it requires a Financial Regulations document, an Authorization Decision, and a card statement to accompany the reimbursement application. Solutions like Bizzi Expense help manage reimbursements transparently.<\/span><\/p>\n<p><b>What are non-cash payment documents in the case of e-wallets?<\/b><b><br \/>\n<\/b><span style=\"font-weight: 400;\">These are electronic transaction statements and payment confirmation data from the business wallet, which can be retrieved and compared with invoices.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ket_luan_Chuyen_doi_so_la_chia_khoa_tuan_thu_Nghi_dinh_181\"><\/span><b>Conclusion: Digital transformation is key to complying with Decree 181.<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">New regulations regarding <\/span><b>non-cash payment voucher<\/b><span style=\"font-weight: 400;\"> It&#039;s not just about changing the number from 20 million to 5 million. This is a major shift towards data-driven tax governance.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">If a business continues to operate manually, tax risks, personnel costs, and closing times will increase faster than revenue. Conversely, standardization offers a different perspective. <\/span><b>cashless payment process<\/b><span style=\"font-weight: 400;\">By integrating 3-Way Matching and automated bank reconciliation, CFOs can transform compliance pressure into a competitive advantage.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Don&#039;t wait until July 1, 2025 to take action. Automation with Bizzi Bot and Bizzi Expense not only helps meet the right demands <\/span><b>Regulations on cashless payments<\/b><span style=\"font-weight: 400;\">Furthermore, it builds a robust internal control system, optimizes cash flow, and reduces operating costs in the long term.<\/span><\/p>\n<p><em><strong>Digital transformation today is tax risk insurance for tomorrow. Register here to schedule a 1:1 consultation with Bizzi&#039;s team of experts:<a href=\"https:\/\/bizzi.vn\/dat-lich-demo\/\"> https:\/\/bizzi.vn\/dat-lich-demo\/<\/a><\/strong><\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>From July 1st, 2025, regulations on cashless payments will change, with the mandatory transfer limit reduced to 5 million VND\u2026.<\/p>","protected":false},"author":56,"featured_media":999980291,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"categories":[54],"tags":[],"class_list":["post-999980285","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-so-tay-ke-toan"],"acf":[],"_links":{"self":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts\/999980285","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/users\/56"}],"replies":[{"embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/comments?post=999980285"}],"version-history":[{"count":1,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts\/999980285\/revisions"}],"predecessor-version":[{"id":999980292,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/posts\/999980285\/revisions\/999980292"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/media\/999980291"}],"wp:attachment":[{"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/media?parent=999980285"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/categories?post=999980285"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bizzi.vn\/en\/wp-json\/wp\/v2\/tags?post=999980285"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}